Google Pay’s Diwali campaign offers users a chance to earn cashback of up to ₹1,001 by participating in its limited-time offer. Between October 21 and November 7, 2024, participants can collect six different types of Laddoos by completing eligible transactions. A minimum of one Laddoo from each category is required to unlock cashback rewards. Below are the specific ways to earn Laddoos, along with campaign guidelines, reward rules, and terms of participation.
How to Earn Laddoos: Google Pay Diwali Cashback Offer 2024
Action | Minimum Transaction Amount | Daily Limit | Payment Method |
---|---|---|---|
Scan & Pay a Merchant | ₹100 | 2 per day | UPI |
Recharge Mobile | ₹100 | 4 per day | UPI |
Pay a Bill (Specific Types) | ₹100 | 2 per day | UPI |
Buy a Gift Card | ₹200 | 1 per day | Any method via Google Pay |
Gift a Laddoo to a Friend | Not applicable | 5 per day | Requires friend’s claim to count |
Laddoos are awarded after the completion of each eligible transaction listed above. Participants will receive random types of Laddoos and may encounter duplicates. Bonus Laddoos can be earned by gifting to friends, but the recipient must accept the Laddoo for it to count.
Campaign Rules and Guidelines
Key Rule | Details |
---|---|
Laddoo Requirement | One of each of the six different Laddoos must be collected to unlock cashback. |
Cashback Range | After collecting all 6 unique Laddoos, participants will receive cashback ranging from ₹51 to ₹1,001. |
Random Distribution | The Laddoo type awarded is random, and duplicate Laddoos may be received. |
One Cashback Reward per User | Cashback is limited to one reward per participant during the campaign. |
Ongoing Laddoo Collection | After completing the set of 6, participants can continue collecting and gifting Laddoos without further cashback. |
Bonus Laddoos through Gifting | 1 bonus Laddoo is awarded per friend who claims the gift (up to 5 friends per day). |
Daily Payment Limits | Only one Laddoo will be awarded per unique merchant or friend per day. |
Transactions involving the purchase of gold, insurance, or Amazon Pay gift cards do not qualify for Laddoo rewards. Payments to the same recipient on the same day will not result in multiple Laddoos. Additionally, mobile recharges through UPI are recommended to increase chances of receiving different Laddoos.
Cashback Rules and Restrictions
Reward Type | Details |
---|---|
Reward Addition | Cashback will be credited to the UPI-enabled bank account linked to Google Pay. |
Scratch Card Validity | Scratch cards must be scratched within 45 days of receipt. |
Cashback Expiry | Cashback will expire in 45 days if the bank account is inactive or not linked. |
Total Cashback Limit | A user can earn a maximum of ₹9,000 per financial year across all Google Pay offers. |
The amount of cashback earned is dynamically decided by an algorithm, which takes into account distribution patterns, timing, and overall campaign metrics. Cashback rewards will vary between ₹51 and ₹1,001 depending on these factors. Participants can only claim one cashback reward even if they continue collecting Laddoos after completing the initial set.
Eligibility and Terms of Participation: Google Pay Diwali Cashback Offer 2024
Condition | Details |
---|---|
Eligibility Restrictions | The campaign is unavailable in Tamil Nadu due to the Tamil Nadu Prize Scheme (Prohibition) Act, 1979. |
User Registration | Only one set of Google Pay credentials, not previously registered, can be used for participation. |
Gifting Requirement | Gifting bonuses are credited only when the recipient claims their Laddoo. |
Fraud Prevention | Google reserves the right to disqualify users for suspicious activities or non-compliance. |
Employees and Affiliates | Employees, contractors, and affiliates of Google or related agencies are ineligible to participate. |
Modification Rights | Google may discontinue or change campaign rules without prior notice. |
Transactions made for the purpose of earning Laddoos will not be reversed if users fail to complete the required six-Laddoo set by the end of the campaign. Additionally, banking regulations, Google Pay terms, and applicable laws govern the number and amount of qualifying transactions.
How to Collect Google Pay Diwali Cashback Offer 2024
To participate in the Diwali campaign and earn cashback, users must complete certain actions using Google Pay. Each qualifying transaction helps collect one or more Laddoos. Below are the detailed steps for each method of collection:
How to Collect Laddoos by Transaction Type
Method | Steps to Follow | Daily Limit |
---|---|---|
Scan & Pay a Merchant | 1. Open the Google Pay app. 2. Select “Scan any QR Code” from the home screen. 3. Pay a merchant ₹100 or more using UPI. | 2 per day |
Recharge Mobile | 1. Open Google Pay and go to “Recharge & Pay Bills.” 2. Select the mobile operator and enter the mobile number. 3. Pay a minimum of ₹100 using UPI. | 4 per day |
Pay a Bill | 1. Go to “Recharge & Pay Bills” on Google Pay. 2. Select a qualifying bill category (e.g., electricity or water). 3. Make a payment of at least ₹100 using UPI. | 2 per day |
Buy a Gift Card | 1. Select “Explore” from the Google Pay home screen. 2. Choose the “Gift Cards” section. 3. Purchase a gift card worth ₹200 or more. | 1 per day |
Gift a Laddoo to a Friend | 1. Select a friend from your Google Pay contacts. 2. Click “Gift a Laddoo.” 3. Your friend must claim the gift to earn a bonus Laddoo. | 5 per day |
Additional Guidelines for Laddoo Collection
- Qualifying Payments: All transactions must meet the minimum amount requirements listed in the table above. Payments made below the threshold will not earn Laddoos.
- Unique Daily Payments: Only one Laddoo per merchant or friend can be earned per day, even if multiple transactions are made to the same recipient.
- Bonus Laddoos: To earn bonus Laddoos, friends must claim the gifted Laddoo. A maximum of 5 bonus Laddoos can be earned per day.
- Non-Qualifying Payments: Transactions involving the purchase of gold, insurance, or Amazon Pay gift cards do not qualify.
Video Explain
Following these steps ensures that users maximize their chances of collecting the required six unique Laddoos to unlock their cashback reward.
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